I got my VISA debit card. This is brilliant news! I feel like I've joined the ranks of the grown-ups with this chip-and-pin wonder. I look forward to the first time someone says 'I think your card is the wrong way round', the first time I notice someone pretending to divert their eyes from watching me type in my pin. It means I can now shop online - I might even try and do my entire christmas shop on the internet this year - and I can pay for things by card instead of having to get decimal chunks of money from the cashpoint. Result.